Posts by nathan-creativeserumcom

As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending them negative money messages without meaning to? Here are four common ways you…

As a business owner, you spend your working life focused on succeeding… But who will succeed you? When it’s time for you to let go of the wheel, or if something happens and you’re forced to, who will take your place? And more importantly, how? Business succession requires a lot of careful planning and a…

With the rising cost of living, here are 4 tips to help you manage 1) Cutting back on (Major) Expenses Major expenses can range from bills to home loans or car repayments. Basically, anything that takes a large part of your weekly income. With your major expenses, it is a good idea to review each,…

At this time of the year, we know people start to think about getting their tax returns lodged. We created this checklist which outlines some of the main income and expenses you need to let your accountant know of when lodging your return. We’ve also provided an overview of the types of tax offsets and…

What is Salary Sacrifice? It might sound a little dramatic, but at its core, salary sacrificing can be a tax effective way to boost your savings for retirement. What is salary sacrifice into Superannuation? Salary sacrifice is an arrangement between you and your employer where you agree to forgo part of your before tax salary…